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The Business Platinum Card® from American Express
(4.0)
Annual fee:
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Welcome offer:
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Rewards rates:
- 5X points on airfare, flights, and prepaid hotels when booked directly or through American Express Travel.
- 2X points on prepaid car rentals reserved through American Express Travel.
- 1.5X points on eligible purchases at U.S. construction material and hardware suppliers, electronics retailers, software and cloud providers, shipping services, and on purchases of $5,000 or more, up to $2,000,000 annually. If a purchase qualifies for more than one bonus, only the highest bonus will apply.
- 1X points on everything else you buy.
- Points are worth up to 1 cent each when redeemed through American Express, or around 2 cents each with the right transfer partner for maximum value.
Perks & benefits:
Unmatched access to over 1,400 airport lounges worldwide, including The Centurion® Lounge, Delta Sky Clubs®, and Priority Pass™ lounges, plus valuable annual credits like $200 for airline fees, $200 Hilton Statement Credit, $200 back semi-annually on U.S. Dell purchases, complimentary Hilton Honors and Marriott Bonvoy Gold Status, and comprehensive travel insurance coverage, including trip cancellation, interruption, and baggage protection.
Rewards Highlights
- Earn up to $200 in annual airline fee credits for eligible incidental charges.
- Enjoy up to $200 in Hilton credits for eligible purchases made directly with Hilton (enrollment required).
- Get up to $400 in annual Dell credits, with $200 available semi-annually, for eligible purchases.
- Get $199 in annual CLEAR® Plus membership credits to speed through security at participating airports.
- Earn up to $360 in credits on Indeed products, with up to $90 in quarterly credits for hiring and recruiting services.
- Earn up to $150 in annual credits for Adobe products, including eligible business plans like Adobe Creative Cloud and Acrobat Pro DC.
- Receive up to $120 in statement credits annually for wireless telephone service purchases made directly with U.S. providers (up to $10 per month).
- Enjoy up to $200 in annual credits for prepaid Fine Hotels + Resorts or The Hotel Collection bookings (with a minimum two-night stay).
- Get a $100 credit for The Hotel Collection bookings of two or more consecutive nights.
- Earn a $120 Global Entry application fee credit (every four years) or up to $85 TSA PreCheck® fee credit (every 4.5 years).
- Relax in style with unlimited airport lounge access through the American Express Global Lounge Collection, including Delta Sky Club and Priority Pass lounges (enrollment required).
- Enjoy complimentary Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status for enhanced travel perks.
- Unlock premium car rental statuses with Avis Preferred®, Hertz Gold Plus Rewards® Five Star, and National Car Rental® Emerald Club.
- Stay protected with trip cancellation and interruption insurance, trip delay insurance, and emergency evacuation coverage.
- Benefit from purchase protections, including cellphone protection and return protection.
Author: Luis Lan
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Last Updated: December 23, 2024
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