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Annual fee:
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Welcome offer:
Earn a $200 Bonus after you spend $500 on purchases in the first 3 months from account opening.
Rewards rates:
- Earn 5% cash back on activated bonus categories each quarter, on up to $1,500 in purchases, then 1% cash back.
- Earn 5% cash back on Lyft purchases through March 2025.
- Get 5% cash back on travel booked through Chase Travel.
- Earn 3% cash back on dining at restaurants, including eligible delivery services.
- Receive 3% cash back on drugstore purchases.
- Earn 1% cash back on all other purchases.
Perks & benefits:
One of the best no-annual-fee options for everyday spenders, the Chase Freedom Flex offers versatile rewards with 5% cash back on quarterly rotating categories (up to $1,500 per quarter) and 5% on travel booked through Chase Travel. Plus, earn 3% cash back on dining and drugstore purchases and 1% cash back on everything else. Take advantage of flexible redemption options through Chase Ultimate Rewards, including travel, cash back, gift cards, and more. Additionally, benefit from purchase protection and extended warranty coverage, providing added peace of mind for your eligible purchases.
Rewards Highlights
- Enjoy 0% Intro APR on purchases and balance transfers for the first 15 months, then a variable APR of 19.74%–28.49% applies.
- Balance transfer fees apply: Pay either $5 or 5% of the transfer amount, whichever is greater.
- Get secondary collision and damage waiver (CDW) coverage when you decline the rental agency’s coverage and pay for the rental with your card.
- Protect your purchases with coverage against theft or damage for 120 days, up to $500 per claim and $50,000 per account.
- Extend eligible U.S. manufacturer warranties by an additional year on warranties of three years or less.
- Receive trip cancellation and interruption coverage, reimbursing up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable fares due to sickness, severe weather, or other covered events.
Author: Luis Lan
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Last Updated: December 23, 2024
How is this calculated?
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