How is this calculated? We rate credit cards by carefully reviewing their fees, features, bonus offers, and overall value. Our team of writers and experts dives deep into the details to compare each card and give it a score you can trust.Credit card issuers have zero influence here. These ratings are all about helping you find the best card for your wallet.
Annual fee:
annual_fees
Welcome offer:
bonus_miles_full
Rewards rates:
- Earn 3X points per dollar on the first $150,000 spent annually in combined purchases in select business categories, including travel (airfare, hotels, and car rentals), internet, cable, phone services, shipping, and search engine/social media advertising.
- Earn 1X point per dollar on all other eligible purchases, with no caps.
Perks & benefits:
The Ink Business Preferred Credit Card is one of the best travel cards for business owners, combining exceptional rewards with valuable protections. What sets this card apart is its comprehensive travel benefits. Enjoy primary collision damage waiver (CDW) insurance for rental cars when traveling for business, covering theft and damage worldwide. Additionally, trip cancellation and interruption insurance provides up to $5,000 per trip for pre-paid, non-refundable expenses due to covered reasons like illness or severe weather. With free employee cards and customizable spending limits, you can easily manage team expenses while earning rewards on every transaction. Redeem your points through Chase Ultimate Rewards for flexible options like travel, gift cards, or statement credits, and unlock enhanced value for your business travel and purchases. This card truly combines top-tier rewards with the protections every business owner needs.
Rewards Highlights
- Get primary collision damage waiver (CDW) protection on business car rentals when you pay with your card. Decline the rental car company’s insurance, and Chase will cover most vehicles for theft or damage, without involving your personal insurance. For New York residents, coverage inside the U.S. is secondary to your.
- Protect your purchases with coverage for up to 120 days (90 days for New York residents) against damage or theft, with a limit of up to $10,000 per claim and $50,000 per account.
- Extend eligible U.S. manufacturer warranties by an additional year on warranties of three years or less, adding extra peace of mind for major purchases.
- Enjoy trip cancellation and interruption insurance, covering up to $5,000 for non-refundable fares, hotels, and tours if your trip is canceled or interrupted due to covered reasons.
- Cell phone protection reimburses up to $1,000 per incident for you and employees listed on your cell phone bill when paid with your Chase Ink Business Preferred.
- Access Roadside Dispatch for towing, jumpstarts, tire changes, lockout services, and more. Service fees apply and are charged to your card.
- Benefit from small business card privacy, as the Ink Preferred doesn’t report your account or balances to your personal credit profile.
- Pay abroad without fees, as the card comes with no foreign transaction fees, making it perfect for international business trips.
Author: Luis Lan
TOTAL RATING:
Annual Fee:
Welcome Offer:
Multipliers:
Benefits:
Last Updated: December 23, 2024
How is this calculated?