How is this calculated? We rate credit cards by carefully reviewing their fees, features, bonus offers, and overall value. Our team of writers and experts dives deep into the details to compare each card and give it a score you can trust.Credit card issuers have zero influence here. These ratings are all about helping you find the best card for your wallet.
Annual fee:
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Welcome offer:
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Rewards rates:
- 4X points on restaurants worldwide (up to $50,000 per year; 1X thereafter)
- 4X points on U.S. supermarkets (up to $25,000 per year; 1X thereafter) Supermarkets include stores with a wide variety of food and household products, but exclude superstores, convenience stores, and warehouse clubs
- 3X points on flights booked directly with airlines or on amextravel.com
- 1X points on everything else you buy.
- Points are worth up to 1 cent each when redeemed through American Express, or around 2 cents each with the right transfer partner for maximum value.
Perks & benefits:
The Amex Gold Card is a top choice for earning rewards on everyday spending at restaurants and U.S. supermarkets, making it especially valuable for those with significant grocery and dining expenses. While its annual fee and lower value for non-travel redemptions might not suit everyone, it shines for frequent travelers who want to turn their daily spending into memorable trips.
Rewards Highlights
- Earn up to $120 in annual dining credits (up to $10 in monthly statement credits) for purchases with Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys (enrollment required).
- Get up to $120 in annual Uber Cash credits, provided as $10 monthly credits, for Uber Eats orders or Uber rides in the U.S. (must use the Amex Gold as your payment method).
- Receive up to $100 in credits toward eligible charges with The Hotel Collection on bookings of two or more consecutive nights through AmexTravel.com. Eligible charges vary by property.
- Enjoy up to $100 in annual Resy credits for purchases at select Resy restaurants in the U.S. (up to $50 semi-annually; enrollment required).
- Earn up to $84 in annual Dunkin’ credits, offered as $7 in monthly statement credits when you enroll and use your Amex Gold for purchases at U.S. Dunkin’ & Baskin-Robbins locations.
- Travel protections include baggage insurance and car rental loss and damage insurance for peace of mind while on the go.
- Complimentary ShopRunner membership (enrollment required) for free two-day shipping and returns at eligible retailers.
Author: Luis Lan
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Last Updated: December 29, 2024
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