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Annual fee:
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Welcome offer:
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Rewards rates:
- 4X points on your top two spending categories each billing cycle, from six eligible categories, on up to $150,000 per calendar year (then 1X thereafter).
- 3X points on eligible travel purchases, including flights and prepaid hotels booked through AmexTravel.com.
- 1X points on everything else you buy.
- Points are worth up to 1 cent each when redeemed through American Express, or around 2 cents each with the right transfer partner for maximum value.
Perks & benefits:
Unmatched benefits make this card one of the top options for any business owner, with features like 4X points in your top two categories each billing cycle from a list of six eligible options: U.S. purchases at restaurants, gas stations, electronic goods retailers, software and cloud providers, wireless telephone service charges, transit, and U.S. media advertising. You’ll earn 4X points on up to $150,000 in combined purchases per year, with 1X points thereafter. Additionally, the Amex Business Gold Card offers valuable perks to offset its annual fee, including up to $240 annually in statement credits ($20 per month) for eligible U.S. purchases at FedEx, Grubhub, and office supply stores, and up to $155 annually in Walmart+ membership credits when you pay with your card. Cell phone protection covers up to $800 per claim for damage or theft, with two claims allowed annually.
Rewards Highlights
- Earn up to $240 annually in statement credits ($20 per month) for eligible U.S. purchases at FedEx, Grubhub, and office supply stores (enrollment required)..
- Receive up to $155 annually in Walmart+ membership credits when you pay the monthly membership fee with your Business Gold Card.
- Get a $100 credit for The Hotel Collection bookings of two or more consecutive nights.
- Stay protected with accidental damage or theft coverage, helping to safeguard eligible purchases made with your card.
- Get up to $800 in cell phone protection per claim, with a maximum of two approved claims annually, when you pay your wireless bill with the Business Gold Card.
- Take advantage of flexible financing options with the card’s Pay Over Time feature, allowing you to carry a balance with interest on eligible purchases..
- Travel with confidence with the included baggage insurance plan, which offers coverage for lost, damaged, or stolen luggage on eligible trips.
Author: Luis Lan
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Last Updated: December 30, 2024
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