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The Platinum Card® from American Express

(3.8)

Annual fee:
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Welcome offer:
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Rewards rates:
  • 5X points on airfare, flights, and prepaid hotels when booked directly or through American Express Travel (up to $500,000 per year).
  • 2X points on prepaid car rentals reserved through American Express Travel.
  • 1X points on everything else you buy.
  • Points are worth up to 1 cent each when redeemed through American Express, or around 2 cents each with the right transfer partner for maximum value.
Perks & benefits:

Unmatched access to over 1,400 airport lounges worldwide, including The Centurion® Lounge, Delta Sky Clubs®, and Priority Pass™ lounges, plus valuable annual credits like $200 for airline fees, $200 Uber Cash, $240 digital entertainment credit, and $300 Equinox credit, and comprehensive travel insurance coverage, including trip cancellation, interruption, and baggage protection.

Rewards Highlights
  • Earn up to $200 in annual airline fee credits for eligible incidental charges.
  • Enjoy up to $200 in Uber Cash annually for rides or Uber Eats orders ($15 per month, plus a $20 bonus in December).
  • Get $199 in annual CLEAR® Plus membership credits to speed through security at participating airports.
  • Receive $240 in annual digital entertainment credits for eligible subscriptions like streaming services.
  • Stay active with $300 in annual Equinox fitness membership credits for eligible plans.
  • Shop in style with $100 in annual Saks Fifth Avenue credits (split into $50 for each half of the year).
  • Take advantage of $155 in Walmart+ membership credits, covering the $12.95 monthly fee (plus taxes).
  • Receive a $300 one-time credit for eligible SoulCycle At-Home bike purchases through Amex’s dedicated link.
  • Enjoy up to $200 in annual credits for prepaid Fine Hotels + Resorts or The Hotel Collection bookings (with a minimum two-night stay).
  • Get a $100 credit for The Hotel Collection bookings of two or more consecutive nights.
  • Earn a $120 Global Entry application fee credit (every four years) or up to $85 TSA PreCheck® fee credit (every 4.5 years).
  • Relax in style with unlimited airport lounge access through the American Express Global Lounge Collection, including Delta Sky Club and Priority Pass lounges (enrollment required).
  • Enjoy complimentary Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status for enhanced travel perks.
  • Unlock premium car rental statuses with Avis Preferred®, Hertz Gold Plus Rewards® Five Star, and National Car Rental® Emerald Club.
  • Stay protected with trip cancellation and interruption insurance, trip delay insurance, and emergency evacuation coverage.
  • Benefit from purchase protections, including cellphone protection and return protection.
  • Enjoy Platinum Concierge services for personalized travel and lifestyle assistance.

Author: Luis Lan

TOTAL RATING:

Annual Fee:

Welcome Offer:

Multipliers:

Benefits:

Last Updated: December 23, 2024

How is this calculated? We rate credit cards by carefully reviewing their fees, features, bonus offers, and overall value. Our team of writers and experts dives deep into the details to compare each card and give it a score you can trust.Credit card issuers have zero influence here. These ratings are all about helping you find the best card for your wallet.

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