How is this calculated? We rate credit cards by carefully reviewing their fees, features, bonus offers, and overall value. Our team of writers and experts dives deep into the details to compare each card and give it a score you can trust.Credit card issuers have zero influence here. These ratings are all about helping you find the best card for your wallet.
Annual fee:
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Welcome offer:
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Rewards rates:
- Earn 3X points on dining at restaurants, cafes, and other eligible locations.
- Earn 1X points on rent payments, up to a maximum of 100,000 points per calendar year.
- Use your card at least five times per statement period to unlock point-earning potential.
- Earn a flat 250 points on rent payments under $250 when you pay through the Bilt App with your Bilt Mastercard.
Perks & benefits:
The Bilt Card stands out by offering rewards on one of the largest monthly expenses, rent and soon to be mortgage, making it especially valuable for renters who want to turn routine payments into travel, experiences, or statement credits. Coupled with bonus points on dining and travel, it caters to individuals seeking robust earning potential across key spending categories without an annual fee. While it’s best suited for those who can leverage its travel transfer partners, the Bilt Card remains a versatile choice for everyday spenders wanting straightforward value and flexibility.
Rewards Highlights
- Earn Double Points up to 1,000 bonus points on the first of every month (use your card five times each statement period).
- Enjoy the potential to earn elite status for extra perks and rewards.
- Stay protected with trip cancellation and interruption coverage.
- Trip delay reimbursement for qualified travel delays.
- Auto rental collision damage waiver for eligible rental vehicles.
- Lyft credits (available until September 30, 2025). Get $5 by taking and partially or fully paying for 3 Eligible rides in a calendar month
- Cellular telephone protection (up to $800, subject to a $25 deductible, two claims per year).
Author: Luis Lan
TOTAL RATING
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Last Updated: December 29, 2024
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