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(4.5)
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Annual fee:
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Welcome offer:
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Rewards rates:
- Get 5X points on travel booked through Chase Travel℠, excluding hotels that count toward the $50 annual hotel credit.
- Earn 5X points on Lyft rides through September 30, 2027, combining 2X points on travel with an additional 3X bonus.
- Receive 5X points on Peloton purchases of eligible Bikes, Tread, Row, and Guide purchases over $150, capped at 25,000 points, until December 31, 2027.
- Earn 3X points on dining, select streaming subscriptions, and online grocery orders, excluding purchases from Walmart, Target, and warehouse clubs.
- Get 2X points on other travel-related expenses.
- Earn 1X points on all remaining purchases.
Perks & benefits:
One of the best travel options for travelers and everyday spenders. Earn 10% anniversary bonus points on your total purchases from the previous year and enjoy up to $50 in hotel credits annually when booking through Chase Travel.
Take advantage of comprehensive travel protections, including trip cancellation and interruption insurance, trip delay reimbursement, baggage delay coverage, and CDW insurance for rental cars (up to 31 days worldwide).
Points can be worth up to 1.5 cents when redeemed on top hotels and select flights, and up to 1.75 cents when redeemed on premium cabin tickets with select airlines through Chase Travel. Plus, enjoy purchase protection and extended warranty coverage for added peace of mind.
Rewards Highlights
- Maximize redemption value with points being worth up to 1.5x when redeemed on top hotels and select flights, and up to 1.75x when redeemed on premium cabin tickets with select airlines through Chase Travel
- Earn a 10% anniversary bonus based on the total purchases made the previous year, adding even more value to your spending.
- Receive up to $50 in annual credits for hotel stays booked through the Chase Travel portal.
- Travel confidently with comprehensive protections, including trip cancellation/interruption insurance, trip delay reimbursement, and baggage delay coverage (up to $100 per day, up to a maximum of $500).
- Enjoy primary collision damage waiver (CDW) insurance, covering rental cars for up to 31 days both domestically and internationally, with up to $60,000 in theft or collision (exclusions apply).
- Access limited-time partner perks with Lyft, DoorDash, and Peloton, offering exclusive savings and benefits.
- Stay protected with purchase protection, covering eligible items against theft or damage for up to 120 days (up to $500 per claim), and extended warranty protection, which adds an additional year to original warranties of three years or less.
- Primary CDW (Collision Damage Waiver) coverage for rental cars, with up to 31 days of consecutive coverage for local and international coverage.
- Enjoy no foreign transaction fees, making it a perfect companion for international travel.
- Take advantage of Roadside Dispatch, a 24/7 pay-per-use service for emergency roadside assistance without the need for a membership.
Author: Luis Lan
TOTAL RATING:
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Last Updated: August 26, 2025
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