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Rewards rates:
- Earn 5% cash back on travel booked through the Chase travel portal.
- Get 2.5% cash back on individual purchases over $5,000, making it ideal for large business expenses.
- Earn 2% cash back on all other eligible purchases with no caps or limits.
Perks & benefits:
The Ink Business Premier Credit Card is a straightforward cash back charge card, perfect for business owners with high spending needs. While the points earned on this card are called Chase Ultimate Rewards points, they are not transferable to other Chase cards or travel partners. Instead, they can be redeemed at 1 cent per point, making it a true cash back card. What sets this card apart is its ability to reward significant business purchases. With 2.5% cash back on transactions over $5,000 and 5% cash back on travel booked through the Chase travel portal, it’s ideal for businesses with large expenses and frequent travel needs. Additionally, the simplicity of earning 2% cash back on all other purchases ensures you’re maximizing rewards on every transaction without the need to manage complex points systems.
Rewards Highlights
- Get primary collision damage waiver (CDW) protection on business car rentals when you pay with your card. Decline the rental car company’s insurance, and Chase will cover most vehicles for theft or damage, without involving your personal insurance. For New York residents, coverage inside the U.S. is secondary to your.
- Protect your purchases with coverage for up to 120 days (90 days for New York residents) against damage or theft, with a limit of up to $10,000 per claim and $50,000 per account.
- Extend eligible U.S. manufacturer warranties by an additional year on warranties of up to three years, with coverage up to $10,000 per claim and $50,000 per account.
- Stay protected with lost luggage insurance, covering up to $3,000 per person per trip for unreimbursed losses of checked and carry on baggage.
- Enjoy trip cancellation and interruption insurance, covering up to $5,000 for non-refundable fares, hotels, and tours if your trip is canceled or interrupted due to covered reasons.
- Cell phone protection reimburses up to $1,000 per incident for you and employees listed on your cell phone bill when paid with your Chase Ink Business Preferred.
- Access Roadside Dispatch for towing, jumpstarts, tire changes, lockout services, and more. Service fees apply and are charged to your card.
- Benefit from small business card privacy, as the Ink Premier doesn’t report your account or balances to your personal credit profile.
- Pay abroad without fees, as the card comes with no foreign transaction fees, making it perfect for international business trips.
Author: Luis Lan
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Last Updated: January 09, 2025
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