How is this calculated? We rate credit cards by carefully reviewing their fees, features, bonus offers, and overall value. Our team of writers and experts dives deep into the details to compare each card and give it a score you can trust.Credit card issuers have zero influence here. These ratings are all about helping you find the best card for your wallet.
Annual fee:
annual_fees
Welcome offer:
bonus_miles_full
Rewards rates:
- Earn 1.5% cash back on every purchase, with no caps or restrictions.
- Enjoy unlimited cash back, making it simple to earn rewards on all your business spending.
- Redeem rewards flexibly, including options for travel, cash back, gift cards, and more through Chase Ultimate Rewards.
Perks & benefits:
The Ink Business Unlimited Credit Card is a great, straightforward option for business owners, offering 1.5% cash back on every purchase with no caps, making it simple to earn rewards on all your business expenses. With free employee cards and customizable spending limits, you can easily manage team spending while earning rewards on every transaction. Plus, enjoy flexible redemption options, including cash back, travel, gift cards, and more through Chase Ultimate Rewards, making this card a practical and valuable tool for any business.
Rewards Highlights
- Enjoy 0% Intro APR on purchases for 12 months, with a variable APR of 17.74%–23.74% thereafter.
- Get primary collision damage waiver (CDW) protection on business car rentals when you pay with your card. Certain exclusions, like luxury vehicles and motorbikes, apply. For New York residents, coverage inside the U.S. is secondary to your personal auto insurance.
- Protect your purchases with coverage for up to 120 days against theft or damage, with a limit of up to $10,000 per claim and $50,000 per account.
- Extend eligible U.S. manufacturer warranties by an additional year on warranties of three years or less.
- Add free employee cards with customizable spending limits to manage team expenses while earning rewards on all purchases.
- Benefit from small business card privacy, as the card won’t report to your personal credit profile if your account remains in good standing.
- Access travel and emergency assistance services, including medical and legal referrals, by contacting Chase’s benefit administrator. Additional service fees apply.
- Use Roadside Dispatch for towing, jumpstarts, lockout services, and more, with fees charged to your Chase Ink Business Unlimited card.
Author: Luis Lan
TOTAL RATING:
Annual Fee:
Welcome Offer:
Multipliers:
Benefits:
Last Updated: December 23, 2024
How is this calculated?