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Rewards rates:
- Earn 5% cash back on Lyft purchases through March 2025.
- Get 5% cash back on travel booked through Chase Travel.
- Earn 3% cash back on dining at restaurants, including eligible delivery services.
- Receive 3% cash back on drugstore purchases.
- Get 1.5% cash back on all eligible purchases, with no limits.
Perks & benefits:
One of the best no annual fee options for everyday spenders, the Chase Freedom Unlimited delivers impressive rewards with 5% cash back on travel booked through Chase Travel, 3% cash back on dining and drugstore purchases, and 1.5% cash back on all other purchases. Enjoy flexible redemption options through Chase Ultimate Rewards, including travel, cash back, gift cards, and more. Plus, benefit from purchase protection and extended warranty coverage, offering added peace of mind on your eligible purchases.
Rewards Highlights
- Enjoy 0% Intro APR on purchases and balance transfers for the first 15 months, then a variable APR of 19.74%–28.49% applies.
- Balance transfer fees apply: Pay either $5 or 5% of the transfer amount, whichever is greater.
- Get secondary collision and damage waiver (CDW) coverage when you decline the rental agency’s coverage and pay for the rental with your card.
- Protect your purchases with coverage against theft or damage for 120 days, up to $500 per claim and $50,000 per account.
- Extend eligible U.S. manufacturer warranties by an additional year on warranties of three years or less.
- Receive trip cancellation and interruption coverage, reimbursing up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable fares due to sickness, severe weather, or other covered events.
- Add authorized users for free, making it easy to share your account benefits without extra fees.
Author: Luis Lan
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Last Updated: December 23, 2024
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